Albemarle County property record for 1305 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,655 sqft · built 2016 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2022) |
| Tax Bill | $7,051 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-06-10200 |
| Primary APN | 078H0-00-06-10200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,655 sqft Finished Area |
| Basement Area | 1,348 sqft |
| Finished Basement | 867 sqft |
| Unfinished Basement | 481 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | 252 sqft |
| Patio Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1305 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NEIGHBORHO |
| Legal Description | CASCADIA BLOCK 6 LOT 102 |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
1305 Delphi Ln is owned and occupied by an individual who bought it in June 2022.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 8, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | May 8, 2019 · Amount on File |
| Deed Document Number | 20227267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 15, 2022 |
| Property Address | 1305 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 202200007267 |
| Map Reference | MB 4712 PG 104-152 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 202200007267 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1305 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 202200007268 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 202200007268 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | May 8, 2019 |
| Property Address | 1305 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000004357 |
| Book / Page | 005164 / 000021 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 4357 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14555 DURANT BLVD CHARLOTTE NC 282773301, CHARLOTTE, NC 28277-3301 |
The 2026 property tax bill for 1305 Delphi Ln was $7,051, down 0.8% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,051.00 (-0.79%) | $788,700 (-0.79%) Land $170,000 Building $618,700 | $788,700 (-0.79%) Land $170,000 Building $618,700 |
| 2025 | $7,107.00 | $795,000 Land $180,000 Building $615,000 | $795,000 Land $180,000 Building $615,000 |
| 2023 | $6,099.00 | $714,200 Land $148,000 Building $566,200 | $714,200 Land $148,000 Building $566,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Delphi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Delphi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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