13105 E Copper River Ln, Spokane, WA 99206 Property Records

Spokane County property record for 13105 E Copper River Ln, Spokane, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,623 sqft · built 2019
Lot Size	0.296 acres (12,878 sqft)
Owner	Individual Name on Record
Last Sale	$62,080 (Dec 2011)
Tax Bill	$6,100 (2026)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45344.1302`

Property Details

APN / Parcel Number

Primary APN	`45344.1302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	4,229 sqft
1st Floor Area	1,623 sqft
Basement Area	1,623 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,878 sqft (0.296 acres)
Garage Type	Attached
Garage Area	983 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	54 sqft
Patio Area	54 sqft
Canopy	293 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	13105 E COPPER RIVER LN
City	SPOKANE
State	WA
Zip	99206-7057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	ELK RIDGE HEIGHTS PUD (AFN 5523688) LT 2 BLK 9
Legal Range	44E
Legal Township	25N
Legal Section	34
Legal Subdivision	ELK RIDGE HEIGHTS
Legal Block	9
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4015
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	WA
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
May 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2011 · Amount on Record
Deed Sale	Dec 2, 2011 · Amount on Record
Prior Sale	Oct 3, 2011 · Amount on Record
Deed Document Number	20116049019
Last Transfer Date	May 7, 2018
Transfer Doc	0006705447
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13105 E COPPER RIVER LN, SPOKANE, WA 99206-7057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006847222
Date	Sep 27, 2019
Instrument	6847222

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 8, 2018
Property Address	13105 E COPPER RIVER LN, SPOKANE, WA 99206-7057
Document Number	0006705447
Map Reference	VOL33 PG96-103
Instrument Date	May 4, 2018
Instrument	6705447
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 HOWARD AVE, BILLINGS, MT 59101-2936

Mortgage

Document Number	0006705448
Date	May 8, 2018
Instrument	6705448

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,100.00 (-9.9%)	$571,000 (-) Land $105,000 Building $466,000	$571,000 (-) Land $105,000 Building $466,000
2025	$6,770.00 (-2.39%)	$571,000 (-21.47%) Land $105,000 Building $466,000	$571,000 (-21.47%) Land $105,000 Building $466,000
2024		$727,100 (+37.19%) Land $145,500 Building $581,600	$727,100 (+37.19%) Land $145,500 Building $581,600
2023	$6,936.00 (+10.82%)	$529,980 Land $121,280 Building $408,700	$529,980 Land $121,280 Building $408,700
2022	$6,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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