13102 Choptank Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 13102 Choptank Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,023 sqft · built 1985
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Apr 2011)
Tax Bill	$5,327 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Line of Credit + 2 more
APN	`15-1502654942`

Property Details

APN / Parcel Number

Primary APN	`15-1502654942`
Alternative APN	`1502654942`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	3,884 sqft
1st Floor Area	1,682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	222 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1502654942
Street Address	13102 CHOPTANK RD
City	MIDDLE RIVER
State	MD
Zip	21220-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR55
Legal Description	LT 196,197 OLIVER BEACH
Legal Subdivision	OLIVER BEACH
Legal Block	1
Legal Lot Number	196
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	451801

Owner

13102 Choptank Rd is owned and occupied by an individual who bought it in April 2011.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	Individual Name on File
Mailing Address	13102 CHOPTANK RD, BALTIMORE, MD 21220-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit LM FEDERAL CU
Sep 25, 2017	Deed of Trust, Mortgage LM FEDERAL CU
Jun 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2011 · Amount on File
Deed Sale	Apr 15, 2011 · Amount on File
Prior Sale	Dec 10, 1984 · Amount on File
Deed Document Number	201130718/0196
Deed Book / Page	30718 / 196
Prior Transfer Date	Oct 13, 2009
Prior Transfer Doc	0287410334
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13102 CHOPTANK RD, BALTIMORE, MD 21220-1105
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0454100441
Date	Sep 2, 2021
Book Page	45410/441

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13102 CHOPTANK RD, BALTIMORE, MD 21220-1105
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0469660255
Date	Jun 2, 2022
Book Page	46966/255

Lender

Name	LM FEDERAL CU
Type	Credit Union
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13102 CHOPTANK RD, BALTIMORE, MD 21220-1105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CU TITLE INSURANCE AGENCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394350155
Date	Sep 25, 2017
Book Page	0039435/155

Lender

Name	LM FEDERAL CU
Type	Credit Union
Address	MIDDLE RIVER, MD 21220

Agreement

Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2027

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13102 CHOPTANK RD, BALTIMORE, MD 21220-1105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0429290145
Date	Jun 4, 2020
Book Page	42929/145

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,600	$479,000 Land $95,000 Building $384,000
2024	$5,327.00 (+109.23%)
2023	$2,546.00 Homeowner's exemption	$360,800 Land $89,000 Building $271,800	$360,800 Land $89,000 Building $271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13102 Choptank Rd; there have been 18 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	18 (1981–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13102 Choptank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Nearby Properties on Choptank Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures