13110 228th St E, Graham, WA 98338 Property Records

Pierce County property record for 13110 228th St E, Graham, WA 98338

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,798 sqft · built 1999
Lot Size2.54 acres (110,642 sqft)
Owner2 Individual Names on Record
Last Sale$569,719 (Jul 2018)
Tax Bill$8,988 (2026)
Deeds & MortgagesMar 2021 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041814-5-027

Property Details

APN / Parcel Number

Primary APN041814-5-027

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,798 sqft Living Area
Gross Area3,734 sqft
1st Floor Area1,218 sqft
Upper Floors Area1,529 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area110,642 sqft (2.54 acres)
TerrainMountain
Garage TypeAttached
Garage Area936 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area319 sqft
Deck Area594 sqft
Patio Area594 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address13110 228TH ST E
CityGRAHAM
StateWA
Zip98338-6762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 14 TOWNSHIP 18 RANGE 04 QUARTER 14 : LOT 1 OF SHORT PLAT 87-01-08-0257 TOG/W EASE & RESTRICTIONS OF REC OUT OF 1-028 SEG X-1298 PP RJ
Legal Range04
Legal Township18
Legal Section14
Legal SubdivisionPIERCE COUNTY SHORT PLAT NO 8701080257
Legal Lot Number1
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group2
Census Block2000
Census Tract73118

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13110 228TH ST E, GRAHAM, WA 98338-6762
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME BANK
Aug 22, 2019Deed of Trust, Mortgage · Conventional with PMI
GOLDWATER BK NA
Jul 2, 2018Warranty Deed, Transfer · Conventional Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2018 · Amount on Record
Deed SaleJul 2, 2018 · Amount on Record
Prior SaleMar 20, 2013 · Amount on Record
Deed Document Number2018224
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address13110 228TH ST E, GRAHAM, WA 98338-6762
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyPUGET SOUND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003220757
DateMar 22, 2021
Instrument202103220757
Lender
NameFIRST HOME BANK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address13110 228TH ST E, GRAHAM, WA 98338-6762
Document Number1908270458
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyPUGET SOUND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13110 228TH ST E GRAHAM WA 983386762, GRAHAM, WA 98338-6762

Mortgage

Document Number1908270458
DateAug 27, 2019
Instrument201908270458
Lender
NameGOLDWATER BK NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 26, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 2, 2018
Property Address13110 228TH ST E, GRAHAM, WA 98338-6762
Document Number0007020224
Instrument DateJun 28, 2018
Instrument201807020224
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,146.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13110 228TH ST E, GRAHAM, WA 98338-6762

Mortgage

Document Number0007020225
DateJul 2, 2018
Instrument201807020225
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,988.00 (+2.83%)$839,700 (+9.69%) Land $300,400 Building $539,300$839,700 (+9.69%) Land $300,400 Building $539,300
2025$8,741.00 (+0.36%)
2024$8,710.00 (-2.79%)$765,500 (-5.13%) Land $309,000 Building $456,500$765,500 (-5.13%) Land $309,000 Building $456,500
2023$8,960.00$806,900 Land $326,200 Building $480,700$806,900 Land $326,200 Building $480,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2009–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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