13016 228th St E, Graham, WA 98338 Property Records

Pierce County property record for 13016 228th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,891 sqft · built 2014
Lot Size	1.13 acres (49,328 sqft)
Owner	2 Individual Names on File
Last Sale	$69,669 (May 2014)
Tax Bill	$7,950 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041814-5-040`

Property Details

APN / Parcel Number

Primary APN	`041814-5-040`
Alternative APN	`0418145025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,891 sqft Living Area
Gross Area	3,535 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	49,328 sqft (1.13 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	13016 228TH ST E
City	GRAHAM
State	WA
Zip	98338-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 14 TOWNSHIP 18 RANGE 04 QUARTER 14 L 1 OF S P 2008-10-15-5002 AMEND OF S P 87-01-08-0254 EASE OF REC OUT OF 5-024 & 5-025 SEG 2009-0340 10/23/08CL
Legal Range	04
Legal Township	18
Legal Section	14
Legal Subdivision	SP#2008101550002
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73118

Owner

13016 228th St E is owned and occupied by two individuals who bought it in May 2014.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13016 228TH ST E, GRAHAM, WA 98338-7810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2014 · Amount on File
Deed Sale	May 9, 2014 · Amount on File
Deed Document Number	2014374
Prior Transfer Date	May 7, 2014
Prior Transfer Doc	0000000604
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	13016 228TH ST E, GRAHAM, WA 98338-7810
Document Number	2012110269
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13016 228TH ST E GRAHAM WA 983387810, GRAHAM, WA 98338-7810

Mortgage

Document Number	2012110269
Date	Dec 11, 2020
Instrument	202012110269

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 13016 228th St E was $7,950, up 4.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,950.00 (+4.41%)	$729,600 Land $162,900 Building $566,700	$729,600 Land $162,900 Building $566,700
2025	$7,614.00 (+2.82%)
2024	$7,405.00 (-2.64%)	$646,100 (-5.07%) Land $167,500 Building $478,600	$646,100 (-5.07%) Land $167,500 Building $478,600
2023	$7,606.00	$680,600 Land $176,800 Building $503,800	$680,600 Land $176,800 Building $503,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13016 228th St E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2009–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13016 228th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20