Pierce County property record for 13026 228th St E, Graham, WA 98338
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,908 sqft · built 1994 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,719 (Aug 2015) |
| Tax Bill | $8,843 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041814-5-026 |
| Primary APN | 041814-5-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,908 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 2,512 sqft |
| Upper Floors Area | 312 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 116,741 sqft (2.68 acres) |
| Terrain | Mountain |
| Garage Type | Detached |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 798 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 13026 228TH ST E |
|---|---|
| City | GRAHAM |
| State | WA |
| Zip | 98338-7810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 14 TOWNSHIP 18 RANGE 04 QUARTER 14 : L 3 OF S P 87-01-08-0254 TOG/W EASE & RESTRICTIONS OF RECORD OUT OF 1-029 SEG X-1295 PP RJ |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 14 |
| Legal Subdivision | SP#8701080254 |
| Legal Lot Number | 3 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 73118 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Jan 11, 2021 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Mar 28, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Mar 28, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Jun 22, 2018 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on Record |
| Deed Sale | Aug 14, 2015 · Amount on Record |
| Prior Sale | Feb 19, 2010 · Amount on Record |
| Deed Document Number | 2015484 |
| Last Transfer Date | Oct 19, 2016 |
| Transfer Doc | 0000000748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATCO |
| Name | Verified Name |
|---|---|
| Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Document Number | 0002170279 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 202602170279 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003220266 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 202203220266 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Document Number | 2101140535 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13026 228TH ST E GRAHAM WA 983387810, GRAHAM, WA 98338-7810 |
| Document Number | 2101140535 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 202101140535 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Document Number | 1904020431 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13026 228TH ST E GRAHAM WA 983387810, GRAHAM, WA 98338-7810 |
| Document Number | 1904020431 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 201904020431 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Document Number | 1905140501 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13026 228TH # GRAHAM WA 98338, GRAHAM, WA 98338 |
| Document Number | 1905140501 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 201905140501 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 13026 228TH ST E, GRAHAM, WA 98338-7810 |
| Document Number | 1806280383 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13026 228TH ST E GRAHAM WA 983387810, GRAHAM, WA 98338-7810 |
| Document Number | 1806280383 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 201806280383 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,843.00 (+2.43%) | $820,200 (+10.21%) Land $268,200 Building $552,000 | $820,200 (+10.21%) Land $268,200 Building $552,000 |
| 2025 | $8,633.00 (+0.99%) | ||
| 2024 | $8,548.00 (-2.49%) | $744,200 (-5.02%) Land $275,900 Building $468,300 | $744,200 (-5.02%) Land $275,900 Building $468,300 |
| 2023 | $8,766.00 | $783,500 Land $291,200 Building $492,300 | $783,500 Land $291,200 Building $492,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2009–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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