Monroe County property record for 1311 Summerfield, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,216 sqft · built 2005 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $237,500 (Feb 2019) |
| Tax Bill | $5,864 (2024) |
| Deeds & Mortgages | Oct 2023 Transfer Jun 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-134-059-000 |
| Primary APN | 10-01-134-059-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Building Perimeter |
| 1st Floor Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 698 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 594 sqft |
| Porch | Slab |
| Porch Area | 185 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1311 SUMMERFIELD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 STONEFIELD PHASE 2 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 59 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-01-134-059-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 10, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Oct 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Feb 28, 2019 | Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 2019400139 |
| Last Transfer Date | Oct 09, 2023 |
| Transfer Doc | 0000430816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 10, 2023 |
| Property Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Document Number | 0000430816 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 430816 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000401830 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 401830 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000403935 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 403935 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000407395 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 407395 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 28, 2019 |
| Property Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Document Number | 0000400139 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 400139 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1311 SUMMERFIELD, WATERLOO, IL 62298-2873 |
| Document Number | 0000400140 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 400140 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,340 (+26.08%) Land $17,970 Building $91,370 | $328,020 (+26.08%) Land $53,910 Building $274,110 | |
| 2024 | $5,864.00 | ||
| 2022 | Additional exemption filed | $86,720 (+3.89%) Land $16,140 Building $70,580 | $260,160 (+3.89%) Land $48,420 Building $211,740 |
| 2021 | Additional exemption filed | $83,470 Land $13,660 Building $69,810 | $250,410 Land $40,980 Building $209,430 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| HTC Holding | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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