Monroe County property record for 1302 Summerfield, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,604 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,901 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-134-070-000 |
| Primary APN | 10-01-134-070-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 616 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 594 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1302 SUMMERFIELD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 70 STONEFIELD PHASE 2 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 70 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1302 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2020 |
| Transfer Doc | 0000406600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 9, 2020 |
| Property Address | 1302 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Document Number | 0000406600 |
| Map Reference | DOC254621MB236PG488 |
| Instrument Date | Feb 15, 2020 |
| Instrument | 406600 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1302 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Document Number | 0000406601 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 406601 |
| Name | BROKERS SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,901.00 (+5.83%) Homeowner's exemption | $102,460 (+25.59%) Land $16,790 Building $85,670 | $307,380 (+25.59%) Land $50,370 Building $257,010 |
| 2024 | $5,576.00 | ||
| 2022 | Additional exemption filed | $81,580 Land $15,410 Building $66,170 | $244,740 Land $46,230 Building $198,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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