Monroe County property record for 1320 Summerfield, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,518 sqft · built 2004 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Sep 2021) |
| Tax Bill | $5,152 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-134-074-000 |
| Primary APN | 10-01-134-074-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1320 SUMMERFIELD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 74 STONEFIELD PHASE 2 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 74 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Deed Document Number | 2021419740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 17, 2021 |
| Property Address | 1320 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Document Number | 0000419740 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 419740 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 SUMMERFIELD, WATERLOO, IL 62298-2874 |
| Document Number | 0000419741 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 419741 |
| Name | SCOTT CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,152.00 (+6.51%) Homeowner's exemption | $94,990 (+25.3%) Land $16,790 Building $78,200 | $284,970 (+25.3%) Land $50,370 Building $234,600 |
| 2024 | $4,837.00 | ||
| 2022 | Additional exemption filed | $75,810 Land $15,410 Building $60,400 | $227,430 Land $46,230 Building $181,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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