1. Home
  2. Texas
  3. Hunt County
  4. Commerce
  5. O'Neal St

1311 O'Neal St, Commerce, TX 75428 Property Records

Hunt County property record for 1311 O'Neal St, Commerce, TX 75428

Property Summary

Property TypeResidential
Details2,240 sqft · built 2025
Lot Size0.344 acres (14,985 sqft)
OwnerCompany Name on Record
Tax Bill$1,081 (2024)
Deeds & MortgagesJul 2025 Mortgage
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN4230-0000-003R-31

Property Details

APN / Parcel Number

Primary APN4230-0000-003R-31
Alternative APN
  • R205349

Interior

Stories1 Story
Building Area2,240 sqft Total Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2025
Lot Area14,985 sqft (0.344 acres)
PorchOpen Porch

Location & Zoning

Account NumberR205349
Street Address1311 ONEAL ST
CityCOMMERCE
StateTX
Zip75428-2103
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionS4230 JACK O'NEIL ADDITION LOT 3R ACRES .344
Legal SubdivisionJACK O'NEIL ADDITION
Legal Lot Number3R
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3063
Census Tract960500

Owner

Source: Hunt County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address4133 CORTONA CT, SAN JOSE, CA 95135-1108
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Vendor's Lien, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 15, 2022Warranty Deed, Transfer
Mar 21, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 9, 2025
Deed SaleJul 9, 2025
Prior SaleAug 15, 2022
Deed Document Number2025-12400
Record UpdatedJun 8, 2026

July 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJul 9, 2025
Property Address1311 ONEAL ST, COMMERCE, TX 75428-2103
Document Number0000012400
Map ReferenceCAB F SL 269
Instrument DateJul 7, 2025
Instrument2025-12400
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1409 ONEAL ST, COMMERCE, TX 75428-2105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address4133 CORTONA CT, SAN JOSE, CA 95135-1108

Mortgage

Document Number0000012401
DateJul 9, 2025
Instrument2025-12401
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateAug 15, 2022
Property Address1311 ONEAL ST, COMMERCE, TX 75428-2103
Document Number0000018992
Map ReferenceVOL 400 PG 1975
Instrument DateAug 12, 2022
Instrument2022-18992
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2033, FRISCO, TX 75034-0035

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateMar 21, 2022
Property Address1311 ONEAL ST, COMMERCE, TX 75428-2103
Document Number0000006397
Map ReferenceCAB E ENV 339
Instrument DateMar 16, 2022
Instrument2022-06397
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24511 134TH AVE, ROSEDALE, NY 11422-1426

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,010 (+6.81%) Land $40,010$40,010 (+6.81%) Land $40,010
2024$1,081.00 (+49.93%)
2023$37,460 Land $37,460$37,460 Land $37,460
2022$721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
360 Broadband
Fixed Wireless		400 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Nextlink, Peoples Communications, Verizon.

Nearby Properties on O'Neal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures