1304 O'Neal St, Commerce, TX 75428 Property Records

Hunt County property record for 1304 O'Neal St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1934
Lot Size0.713 acres (31,093 sqft)
OwnerOwner Name on File
Tax Bill$905 (2024)
Flood ZoneZone X (minimal risk)
APN4230-0030-0111-31

Property Details

APN / Parcel Number

Primary APN4230-0030-0111-31
Alternative APN
  • R53002

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1934
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,093 sqft (0.713 acres)
Lot Dimensions150 ft deep x 207 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area328 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account NumberR53002
Street Address1304 ONEAL ST
CityCOMMERCE
StateTX
Zip75428-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4230 JACK O'NEIL ADDITION BLK 3 LOT 11A ACRES .7138
Legal SubdivisionJACK O'NEIL ADDITION
Legal Block3
Legal Lot Number11A
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3055
Census Tract960500

Owner

The current owner of 1304 O'Neal St acquired it in March 2005.

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address1304 ONEAL ST, COMMERCE, TX 75428-2104
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2005
Deed SaleMar 18, 2005
Deed Document Number0001285498
Deed Book / Page1285 / 498
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92,057 Land $75,560 Building $52,850$128,410 Land $75,560 Building $52,850
2024$905.00
2023$99,180 Land $53,170 Building $46,010$99,180 Land $53,170 Building $46,010
2018$541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 O'Neal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 O'Neal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
360 Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Nextlink, Peoples Communications, Verizon.

Nearby Properties on O'Neal St

Nearby Streets

Search Property Records by Address or Parcel Number