1408 O'Neal St, Commerce, TX 75428 Property Records

Hunt County property record for 1408 O'Neal St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,746 sqft · built 1922
Lot Size0.86 acres (37,501 sqft)
Owner2 Owner Names on Record
Tax Bill$3,311 (2024)
Flood ZoneZone X (minimal risk)
APN4230-0040-0060-31

Property Details

APN / Parcel Number

Primary APN4230-0040-0060-31
Alternative APN
  • R53006

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,746 sqft Living Area
Gross Area1,480 sqft
1st Floor Area1,746 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Exterior MaterialWood
Construction TypeFrame
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area37,501 sqft (0.86 acres)
Lot Dimensions150 ft deep x 250 ft wide

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area864 sqft
Patio Area400 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR53006
Street Address1408 ONEAL ST
CityCOMMERCE
StateTX
Zip75428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4230 JACK O'NEIL ADDITION BLK 4 LOT 2-6 ACRES .8609
Legal SubdivisionJACK O'NEIL ADDITION
Legal Block4
Legal Lot Number2-6 3
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3056
Census Tract960500

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1401 ONEAL ST, COMMERCE, TX 75428-2105
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 11, 2007
Transfer Doc0000013909
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$194,887 (+10.5%) Land $82,500 Building $171,740$254,240 (+44.15%) Land $82,500 Building $171,740
2024$3,311.00 (-5.29%)
2023$176,370 Land $49,130 Building $127,240$176,370 Land $49,130 Building $127,240
2022$3,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
360 Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Nextlink, Peoples Communications, Verizon.

Nearby Properties on O'Neal St

Nearby Streets

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