Harrison County property record for 13108 Michael St, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1,310 sqft · built 1967 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,457 (Nov 2024) |
| Tax Bill | $175 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107O-01-010.000 |
| Primary APN | 1107O-01-010.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,310 sqft Adjusted Area |
| 1st Floor Area | 1,215 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13108 MICHAEL ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-8293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 GLENDALE HEIGHTS SUBD. |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 34 |
| Legal Subdivision | GLENDALE HEIGHTS SUBD |
| Legal Lot Number | 12 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3407 |
Source: Harrison County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA |
| Nov 22, 2024 | Special Warranty Deed, Transfer |
| Aug 28, 2023 | Trustee's Deed, Foreclosure |
| Dec 13, 2019 | Warranty Deed, Transfer |
| Jan 2, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on Record |
| Deed Sale | Nov 22, 2024 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 20247086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 21, 2026 |
| Property Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Number | 0000006090 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20266090 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Number | 0000006090, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20266090 |
| Name | KEESLER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201903852TJ2 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019-03852-T-J2 |
| Name | CITIZENS BANK OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 22, 2024 |
| Property Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Number | 20240007086DJ2 |
| Map Reference | MB 5 PG 4 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 2024-0007086-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY, PLANO, TX 75024-4126 |
| Name | Verified Name |
|---|---|
| Address | 33 LONNIE CLIFTON DR, BROOKLYN, MS 39425-9650 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 28, 2023 |
| Property Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Number | 20230005103DJ2 |
| Map Reference | MB 23 PG 20 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023-0005103-D-J2 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 6, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Dec 13, 2019 |
| Property Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Number | 201903524DJ2 |
| Map Reference | PB 23 PG 20 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2019-03524-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jan 2, 2018 |
| Property Address | 13108 MICHAEL ST, BILOXI, MS 39532-8293 |
| Document Number | 20180000005TJ2 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2018-0000005-T-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # BLVD5TH, BLVD5TH, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 280 1ST ST, BILOXI, MS 39530-4502 |
| Investor | Possibly a Property Investor |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175.00 (-87.7%) Homeowner's exemption | $9,024 (+9.4%) | $90,245 (+9.4%) Land $18,522 Building $71,723 |
| 2024 | $1,423.00 (+7,389.47%) | ||
| 2023 | $19.00 Homeowner's exemption | $8,249 (-) | $82,490 (-) Land $18,522 Building $63,968 |
| 2022 | $19.00 Homeowner's exemption | $8,249 | $82,490 Land $18,522 Building $63,968 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Apr 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 87% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI serves 23,310 people · EPA ID MS0240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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