Harrison County property record for 13098 Michael St, Biloxi, MS 39532 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,520 sqft · built 1966 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Oct 2024 Construction Loan Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107O-01-009.000 |
| Primary APN | 1107O-01-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,520 sqft Adjusted Area |
| 1st Floor Area | 1,480 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Patio Area | 147 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13098 MICHAEL ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-8282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 GLENDALE HEIGHTS SUBD.SEC. 34-6-10 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 34 |
| Legal Subdivision | GLENDALE HEIGHTS SUBD |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3407 |
Source: Harrison County records · APN 1107O-01-009.000
Assessment roll updated November 6, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 18516 SAUCIER LIZANA RD, SAUCIER, MS 39574-8662 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL LLC |
| Sep 05, 2023 | Warranty Deed, Transfer |
| Jun 04, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2023 |
| Deed Sale | Sep 05, 2023 |
| Prior Sale | Jun 04, 2019 |
| Deed Document Number | 20235293 |
| Prior Transfer Date | Nov 26, 2013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 13098 MICHAEL ST, BILOXI, MS 39532-8282 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 18516 SAUCIER LIZANA RD, SAUCIER, MS 39574-8662 |
| Document Number | 20240006508TJ2 |
|---|---|
| Date | Oct 23, 2024 |
| Instrument | 2024-0006508-T-J2 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 05, 2023 |
| Property Address | 13098 MICHAEL ST, BILOXI, MS 39532-8282 |
| Document Number | 20230005293DJ2 |
| Map Reference | MB 23 PG 20 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023-0005293-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11232 HENDRY DR # DRD16, DRD16, GULFPORT, MS 39503-3458 |
| Name | Verified Name |
|---|---|
| Address | 18516 SAUCIER LIZANA RD, SAUCIER, MS 39574-8662 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 04, 2019 |
| Property Address | 13098 MICHAEL ST, BILOXI, MS 39532-8282 |
| Document Number | 20190001676DJ2 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019-0001676-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16261 SWEET CAROLYN RD, BILOXI, MS 39532-7675 |
| Name | Verified Name |
|---|---|
| Address | 13098 MICHAEL ST, BILOXI, MS 39532-8282 |
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (+2.68%) | $11,311 (+53.74%) | $75,407 (+2.5%) Land $18,522 Building $56,885 |
| 2024 | $1,269.00 (+130.73%) | ||
| 2023 | $550.00 (-1.08%) Homeowner's exemption Disabled Person's exemption | $7,357 (-) | $73,568 (-) Land $18,522 Building $55,046 |
| 2022 | $556.00 Homeowner's exemption Disabled Person's exemption | $7,357 | $73,568 Land $18,522 Building $55,046 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470034072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Apr 2016, rainfall accumulation |
| Wildfire Risk | Moderate above 69% of the US · above 88% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Coast Electric Power Association | Fiber | 2,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Telapex | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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