Harrison County property record for 13080 Michael St, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1,350 sqft · built 1960 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107O-01-006.000 |
| Primary APN | 1107O-01-006.000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,350 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,188 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,600 sqft |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Deck Area | 224 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 017795 |
|---|---|
| Street Address | 13080 MICHAEL ST |
| City | BILOXI |
| State | MS |
| Zip | 39532-8282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 GLENDALE HEIGHTS SUBD. |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 34 |
| Legal Subdivision | GLENDALE HEIGHTS SUBD |
| Legal Lot Number | 16 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3407 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13141 RIVERLAND DR, BILOXI, MS 39532-9556 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST CO |
| May 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 |
| Deed Sale | May 11, 2020 |
| Deed Document Number | 2020-0001421-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 13080 MICHAEL ST, BILOXI, MS 39532-8282 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20220001602TJ2 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0001602-T-J2 |
| Name | COMMUNITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 15, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 11, 2020 |
| Property Address | 13080 MICHAEL ST, BILOXI, MS 39532-8282 |
| Document Number | 202001421DJ2 |
| Map Reference | BK 23 PG 20 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020-01421-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8450 LOUISE ST, BILOXI, MS 39532-8274 |
| Name | Verified Name |
|---|---|
| Address | 13141 RIVERLAND DR, BILOXI, MS 39532-9556 |
| Document Number | 202001490TJ2 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-01490-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (+5.59%) | $8,687 (+5.44%) | $57,917 (+5.44%) Land $18,522 Building $39,395 |
| 2024 | $948.00 (-0.42%) | ||
| 2023 | $952.00 (-0.63%) | $8,239 | $54,928 Land $18,522 Building $36,406 |
| 2022 | $958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Apr 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 87% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI serves 23,310 people · EPA ID MS0240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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