13102 Torrey Rd, Fenton, MI 48430 Property Records

Genesee County property record for 13102 Torrey Rd, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1975
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-15-526-007`

Property Details

APN / Parcel Number

Primary APN	`06-15-526-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	255 ft deep x 71 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13102 TORREY RD
City	FENTON
State	MI
Zip	48430-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	LOT 7 COVE VIEW ESTATES (75)
Legal Subdivision	COVE VIEW ESTATES
Legal Lot Number	7
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1005
Census Tract	13303

Owner

13102 Torrey Rd is owned and occupied by two individuals who acquired it in May 2018.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13102 TORREY RD, FENTON, MI 48430-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 18, 2018	Intrafamily Transfer, Transfer · FHA Mortgage HURON VALLEY FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018
Deed Sale	May 18, 2018
Prior Sale	Jul 9, 1999 · Amount on File
Deed Document Number	201867427
Prior Transfer Date	May 11, 2018
Prior Transfer Doc	0000067427
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13102 TORREY RD, FENTON, MI 48430-9756
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13102 TORREY RD, FENTON, MI 48430-9756

Mortgage

Document Number	0000090927
Date	Nov 29, 2021
Instrument	202111290090927

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13102 TORREY RD, FENTON, MI 48430-9756
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003040012437
Date	Mar 4, 2020
Instrument	202003040012437

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	May 18, 2018
Property Address	13102 TORREY RD, FENTON, MI 48430-9756
Document Number	201805180067427
Map Reference	LB53 PG24
Instrument Date	May 11, 2018
Instrument	201805180067427
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13102 TORREY RD, 13102, FENTON, MI 48430-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13102 TORREY RD, FENTON, MI 48430-9756

Mortgage

Document Number	201805180067428
Date	May 18, 2018
Instrument	201805180067428

Lender

Name	HURON VALLEY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13102 Torrey Rd was $2,346 with a homeowner's exemption, up 0.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,500 (+7.89%) Land $32,900 Building $80,600	$227,000 (+7.89%) Land $65,800 Building $161,200
2025	$2,346.00 (+0.43%) Homeowner's exemption	$105,200	$210,400
2024	$2,336.00
2023		$92,000	$184,000
2019	$2,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13102 Torrey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13102 Torrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

Nearby Properties on Torrey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures