13095 Torrey Rd, Fenton, MI 48430 Property Records

Genesee County property record for 13095 Torrey Rd, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,807 sqft · built 1900
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Jun 2016)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-15-200-013`

Property Details

APN / Parcel Number

Primary APN	`06-15-200-013`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	131 ft deep x 66 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13095 TORREY RD
City	FENTON
State	MI
Zip	48430-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	A PARCEL OF LAND BEG N 0 DEG 14 MIN W 1347.61 FT TH N 37 DEG 14 MIN W 122.81 FT TH N 52 DEG 46 MIN E 33 FT TH N 37 DEG 14 MIN
Legal Range	06E
Legal Township	05N
Legal Section	15
Legal Lot Number	NO 1
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2001
Census Tract	13303

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13095 TORREY RD, FENTON, MI 48430-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on Record
Deed Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	201648446
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13095 TORREY RD, FENTON, MI 48430-9755
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13095 TORREY RD, FENTON, MI 48430-9755

Mortgage

Document Number	0000038258
Date	Jun 23, 2023
Instrument	202306230038258

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13095 TORREY RD, FENTON, MI 48430-9755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056482
Date	Aug 12, 2020
Instrument	202008120056482

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BUCKLAND, OH 45819

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13095 TORREY RD, FENTON, MI 48430-9755
Document Number	0000054335
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13095 TORREY RD FENTON MI 484309755, FENTON, MI 48430-9755

Mortgage

Document Number	0000054335
Date	Aug 11, 2017
Instrument	54335

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2032

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,300 (+3.13%) Land $215,000 Building $157,300	$744,600 (+3.13%) Land $430,000 Building $314,600
2025	$6,958.00 (-0.94%) Homeowner's exemption	$361,000 (+15.89%)	$722,000 (+15.89%)
2024	$7,024.00 (+10.23%)
2023		$311,500	$623,000
2019	$6,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Surf Internet.

Nearby Properties on Torrey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures