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1310 Kentucky Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1310 Kentucky Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,138 sqft · built 1950
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on File
Tax Bill$4,118 (2025)
Deeds & MortgagesMar 2023 Transfer
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN78554

Property Details

APN / Parcel Number

Primary APN78554
Alternative APN
  • 012630000102480040

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,138 sqft Heated Area
Gross Area1,554 sqft
1st Floor Area1,138 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area136 sqft
FenceFence
Shed1 Shed
Shed Area540 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number78554
Street Address1310 KENTUCKY AVE
CitySAINT CLOUD
StateFL
Zip34769-4340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSHB
Legal DescriptionST CLOUD PB B PG 34 BLK 248 LOTS 4, 5, & 6 & N 5 FT LOT 7 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD HWY CENTRAL
Legal Tract1
Legal Block248
Legal Lot Number4-7,11 5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43400

Owner

1310 Kentucky Ave is owned by a company that acquired it in March 2023.

Source: Osceola County records, as of December 11, 2025

Owner of RecordCompany Name on File
Mailing Address1407 13TH ST, SAINT CLOUD, FL 34769-4302
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 8, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2020
Deed SaleMay 8, 2020
Prior SaleMay 8, 2020
Deed Document Number0057192366
Deed Book / Page005719 / 002366
Last Transfer DateMar 21, 2023
Transfer Doc0063732512
Record UpdatedJun 8, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 21, 2023
Property Address1310 KENTUCKY AVE, SAINT CLOUD, FL 34769-4340
Document Number0063732512
Book / Page6373 / 2512
Map ReferenceMB B PG 33&34
Instrument DateMar 16, 2023
Instrument2023031908
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4908 DRAWDY CT, SAINT CLOUD, FL 34772-7504

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 13TH ST, SAINT CLOUD, FL 34769-4302

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 8, 2020
Property Address1310 KENTUCKY AVE, SAINT CLOUD, FL 34769-4340
Document Number0057192366
Book / Page005719 / 002366
Instrument DateMay 8, 2020
Instrument61934
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4904 DRAWDY CT ST CLOUD FL 347727504, ST CLOUD, FL 34772-7504

Tax Assessment & Valuation

The 2025 property tax bill for 1310 Kentucky Ave was $4,118.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,118.00$229,900 Land $153,900 Building $76,000$229,900 Land $153,900 Building $76,000
2023$3,175.00 (+12.15%)$190,300 (+17.11%) Land $116,900 Building $73,400$190,300 (+17.11%) Land $116,900 Building $73,400
2022$2,831.00$162,500 Land $97,400 Building $65,100$162,500 Land $97,400 Building $65,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 Kentucky Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 Kentucky Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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