Osceola County property record for 1214 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0217-0070 |
| Primary APN | 01-26-30-0001-0217-0070 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,473 sqft (0.47 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Street Address | 1214 KENTUCKY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 217 LOTS 7 -12 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 217 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 43400 |
1214 Kentucky Ave, commercial vacant land, is owned by a company that acquired it in March 2006.
Source: Osceola County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1118 13TH ST, SAINT CLOUD, FL 34769-4406 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FORD MOTOR CREDIT CO |
| Nov 19, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 22, 2019 | Loan Modification, Mortgage SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2006 |
| Transfer Doc | 0030901814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1214 KENTUCKY AVE, SAINT CLOUD, FL 34769-3730 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1118 13TH ST, SAINT CLOUD, FL 34769-4406 |
| Document Number | 0060902336 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 6090/2336 |
| Instrument | 2021180199 |
| Name | FORD MOTOR CREDIT CO |
|---|---|
| Type | Lending Institution |
| Address | DEARBORN, MI 48126 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2021 |
| Property Address | 1214 KENTUCKY AVE, SAINT CLOUD, FL 34769-3730 |
| Document Number | 0060902318 |
| Book / Page | 6090 / 2318 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021180197 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $41,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 NORTH BAR ST, 7, BANBURY XX |
| Name | Verified Name |
|---|---|
| Address | 1118 13TH ST, SAINT CLOUD, FL 34769-4406 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1214 KENTUCKY AVE, SAINT CLOUD, FL 34769-3730 |
| Document Number | 0054862591 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 77-83 GROVEBURY RD |
| Document Number | 0054862591 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 005486/002591 |
| Instrument | 28262 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | 200 S ORANGE AVE, ORLANDO, FL 32801-3410 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1214 Kentucky Ave was $1,516, up 9.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,516.00 (+9.46%) | $160,300 Land $152,000 Building $8,300 | $160,300 Land $152,000 Building $8,300 |
| 2024 | $1,385.00 (+107.03%) | ||
| 2023 | $669.00 (+13.01%) | $39,500 (+20.06%) Land $39,500 | $39,500 (+20.06%) Land $39,500 |
| 2022 | $592.00 | $32,900 Land $32,900 | $32,900 Land $32,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1214 Kentucky Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1214 Kentucky Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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