Osceola County property record for 1217 Kentucky Ave, Saint Cloud, FL 34769
| Property Type | Commercial Office |
|---|---|
| Details | 1,600 sqft · built 1979 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Company Name on Record |
| Last Sale | $480,000 (Jan 2022) |
| Tax Bill | $8,143 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0218-0130 |
| Primary APN | 01-26-30-0001-0218-0130 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Total Rooms | 1 Room |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,600 sqft Gross Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 75 ft deep x 140 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Canopy | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1217 KENTUCKY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3729 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 218 LOTS 13-15 & S 6 FT OF LOT 16 02-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 218 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 43500 |
Source: Osceola County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3646 LA SALLE AVE, SAINT CLOUD, FL 34772-8119 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage CLIMATE FIRST BANK |
| Jan 31, 2022 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2015 · Amount on Record |
| Deed Document Number | 202215769 |
| Deed Book / Page | 6139 / 1137 |
| Prior Transfer Date | Nov 28, 2011 |
| Prior Transfer Doc | 0042050798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1217 KENTUCKY AVE, SAINT CLOUD, FL 34769-3729 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3646 LA SALLE AVE, SAINT CLOUD, FL 34772-8119 |
| Document Number | 0061861097 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 6186/1097 |
| Instrument | 2022053085 |
| Name | CLIMATE FIRST BANK |
|---|---|
| Type | Bank |
| Address | WINTER PARK, FL 32789 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2022 |
| Property Address | 1217 KENTUCKY AVE, SAINT CLOUD, FL 34769-3729 |
| Document Number | 0061391137 |
| Book / Page | 6139 / 1137 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022015769 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4775 CANOE CREEK RD, 4775, SAINT CLOUD, FL 34772-7443 |
| Name | Verified Name |
|---|---|
| Address | 3646 LA SALLE AVE, SAINT CLOUD, FL 34772-8119 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,143.00 (+2.84%) | $455,000 (+13.07%) Land $150,900 Building $304,100 | $455,000 (+13.07%) Land $150,900 Building $304,100 |
| 2024 | $7,918.00 (+9.26%) | ||
| 2023 | $7,247.00 (+67.48%) | $402,400 (+42.19%) Land $114,600 Building $287,800 | $402,400 (+42.19%) Land $114,600 Building $287,800 |
| 2022 | $4,327.00 | $283,000 Land $95,500 Building $187,500 | $283,000 Land $95,500 Building $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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