1310 E Florida Ave, Urbana, IL 61801 Property Records

Champaign County property record for 1310 E Florida Ave, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,053 sqft · built 1953
Lot Size	0.158 acres (6,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jun 2024)
Tax Bill	$2,637 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-382-018`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-382-018`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Building Perimeter
1st Floor Area	1,053 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,899 sqft (0.158 acres)
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1310 E FLORIDA AVE
City	URBANA
State	IL
Zip	61801-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 FAIRLAWN PARK 6TH ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	FAIRLAWN PARK 6TH ADD
Legal Lot Number	94
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4009
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1310 E FLORIDA AVE, URBANA, IL 61801-6008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 18, 2018	Administrator's Deed, Transfer · FHA Mortgage PRIMELENDING
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	20247336
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1310 E FLORIDA AVE, URBANA, IL 61801-6008
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E FLORIDA AVE, URBANA, IL 61801-6008

Mortgage

Document Number	0000001577
Date	Jan 25, 2022
Instrument	2022R01577

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2048

September 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 18, 2018
Property Address	1310 E FLORIDA AVE, URBANA, IL 61801-6008
Document Number	0000016318
Map Reference	MB K PG47
Instrument Date	Sep 14, 2018
Instrument	2018R16318
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E FLORIDA AVE, URBANA, IL 61801-6008

Mortgage

Document Number	0000016319
Date	Sep 18, 2018
Instrument	2018R16319

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1310 E FLORIDA AVE, URBANA, IL 61801-6008
Document Number	0000001788
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E FLORIDA AVE URBANA IL 618016008, URBANA, IL 61801-6008

Mortgage

Document Number	0000001788
Date	Feb 7, 2019
Instrument	1788

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,400 (+25.9%) Land $12,490 Building $20,910	$100,200 (+25.9%) Land $37,470 Building $62,730
2024	$2,637.00 (+18.68%)
2022	$2,222.00 Homeowner's exemption	$26,530 Land $9,930 Building $16,600	$79,590 Land $29,790 Building $49,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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