Delaware County property record for 131 Terrace Ave, Upper Darby, PA 19082
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,312 sqft · built 1926 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Nov 1997) |
| Tax Bill | $4,810 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-031:000 |
| Primary APN | 16-02-031:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 107 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1602031000 |
|---|---|
| Street Address | 131 TERRACE AVE |
| City | UPPER DARBY |
| State | PA |
| Zip | 19082-1223 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY HSE & GAR 25 X 107 |
| Legal Block | 60 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER DARBY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 400600 |
131 Terrace Ave, a duplex, is owned and occupied by an individual who bought it in November 1997.
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 1997 · Amount on File |
| Deed Sale | Nov 12, 1997 · Amount on File |
| Deed Document Number | 199768655 |
| Deed Book / Page | 1649 / 1832 |
| Prior Transfer Date | Oct 30, 1997 |
| Prior Transfer Doc | 0000068655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 131 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Document Number | 0060501706 |
| Book / Page | 006050 / 001706 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 131 TERRACE AVE UPPER DARBY PA 190821223, UPPER DARBY, PA 19082-1223 |
| Document Number | 0060501706 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 006050/001706 |
| Instrument | 45848 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 21, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Darby Township |
| Unified School District | Upper Darby School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,810.00 (+7.39%) | $108,300 (-) Land $38,030 Building $70,270 | $108,300 (-) Land $38,030 Building $70,270 |
| 2024 | $108,300 Land $38,030 Building $70,270 | ||
| 2023 | $4,479.00 Homeowner's exemption | ||
| 2021 | $108,300 (-) | ||
| 2020 | $108,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Terrace Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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