Delaware County property record for 125 Terrace Ave, Upper Darby, PA 19082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,563 sqft · built 1926 |
| Lot Size | 0.061 acres (2,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jan 2022) |
| Tax Bill | $5,512 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-034:000 |
| Primary APN | 16-02-034:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,563 sqft Living Area |
| 1st Floor Area | 1,563 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Lot Area | 2,657 sqft (0.061 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1602034000 |
|---|---|
| Street Address | 125 TERRACE AVE |
| City | UPPER DARBY |
| State | PA |
| Zip | 19082-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 1/2 STY HSE & GAR 50 X 147 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER DARBY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 400600 |
125 Terrace Ave is owned and occupied by an individual who bought it in January 2022.
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 15, 2021 | Deed, Transfer · Line of Credit LENDINGHOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on File |
| Deed Sale | Jan 11, 2022 · Amount on File |
| Prior Sale | Jul 15, 2021 · Amount on File |
| Deed Document Number | 20222518 |
| Deed Book / Page | 6789 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jan 11, 2022 |
| Property Address | 125 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Document Number | 0067890869 |
| Book / Page | 6789 / 869 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022002518 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | BRYN MAWR ABSTRACT INC, BRYN MAWR ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 125 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Document Number | 0006789874 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 6789/874 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 15, 2021 |
| Property Address | 125 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Document Number | 0067152994 |
| Book / Page | 6715 / 2994 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021054006 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | COUNTYWIDE ABSTRACT LP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7528 RODGERS AVENUE, UPPER DARBY, PA 19082-1907 |
| Investor | Possibly a Property Investor |
| Document Number | 0067152999 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 6715/2999 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Darby Township |
| Unified School District | Upper Darby School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,512.00 (+7.38%) | $124,110 (-) Land $44,340 Building $79,770 | $124,110 (-) Land $44,340 Building $79,770 |
| 2024 | $124,110 Land $44,340 Building $79,770 | ||
| 2023 | $5,133.00 Homeowner's exemption | ||
| 2021 | $124,110 (-) | ||
| 2020 | $124,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 125 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Terrace Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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