131 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 131 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 6,762 sqft · built 2012
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Last Sale	$2,999,000 (Aug 2020)
Tax Bill	$38,807 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00087-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`41-00087-0000-00037`
Alternative APNs	`410008700037` `157600`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,762 sqft Living Area
1st Floor Area	6,762 sqft
Upper Floors Area	3,504 sqft
Basement Area	2,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	70,132 sqft
Garage Type	Built-in
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Patio Area	654 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	157600
Street Address	131 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	BEACHES
Legal Block	87
Legal Lot Number	37
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2004
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00087-0000-00037

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 RIDGE RD, RUMSON, NJ 07760-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	May 11, 2012 · Amount on Record
Deed Document Number	202089451
Deed Book / Page	9433 / 4817
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 13, 2020
Property Address	131 RIDGE RD, RUMSON, NJ 07760-1044
Document Number	0000089451
Book / Page	009433 / 004817
Instrument Date	Jul 29, 2020
Instrument	89451
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ABCO/NORTHAMPTON LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,599.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 RIDGE RD RUMSON NJ 077601044, RUMSON, NJ 07760-1044

Mortgage

Document Number	89452
Date	Aug 13, 2020
Book Page	009433/004824
Instrument	89452

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,177,400 (+12.92%) Land $1,826,600 Building $2,350,800	$4,177,400 (+12.92%) Land $1,826,600 Building $2,350,800
2025	$38,807.00 (+2.6%)	$3,699,400 (+16.94%) Land $1,698,700 Building $2,000,700	$3,699,400 (+16.94%) Land $1,698,700 Building $2,000,700
2024	$37,822.00 (+3.2%)
2023		$3,163,500 Land $1,513,000 Building $1,650,500	$3,163,500 Land $1,513,000 Building $1,650,500
2022	$36,648.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1992–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.