Monmouth County and Rumson Borough property record for 117 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 6,048 sqft · built 2006 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,750,000 (Jun 2019) |
| Tax Bill | $40,641 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00088-0000-00003 |
| Primary APN | 41-00088-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 6,048 sqft Living Area |
| 1st Floor Area | 6,048 sqft |
| Upper Floors Area | 2,833 sqft |
| Basement Area | 1,758 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 89,734 sqft |
| Garage Type | Detached |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 772 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 158000 |
|---|---|
| Street Address | 117 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | JACOB SCHIFF ESTATE |
| Legal Block | 88 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 RIDGE RD, RUMSON, NJ 07760-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on Record |
| Deed Sale | Jun 20, 2019 · Amount on Record |
| Prior Sale | Jun 5, 1998 · Amount on Record |
| Deed Document Number | 201954587 |
| Deed Book / Page | 9354 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 20, 2019 |
| Property Address | 117 RIDGE RD, RUMSON, NJ 07760-1119 |
| Document Number | 0000054587 |
| Book / Page | 009354 / 000170 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 54587 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 RIDGE RD RUMSON NJ 077601119, RUMSON, NJ 07760-1119 |
| Document Number | 54588 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 009354/000192 |
| Instrument | 54588 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | 12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,318,300 (+11.46%) Land $1,938,100 Building $2,380,200 | $4,318,300 (+11.46%) Land $1,938,100 Building $2,380,200 | |
| 2025 | $40,641.00 (+1.39%) | $3,874,300 (+7.75%) Land $1,802,400 Building $2,071,900 | $3,874,300 (+7.75%) Land $1,802,400 Building $2,071,900 |
| 2024 | $40,082.00 (-4.15%) | ||
| 2023 | $3,595,700 Land $1,581,400 Building $2,014,300 | $3,595,700 Land $1,581,400 Building $2,014,300 | |
| 2022 | $41,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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