135 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 135 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,097 sqft · built 2017
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,251,322 (Jun 2026)
Tax Bill	$34,277 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`41-00087-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`41-00087-0000-00035`
Alternative APNs	`410008700035` `157400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,097 sqft Living Area
1st Floor Area	2,672 sqft
Upper Floors Area	1,752 sqft
Basement Area	1,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	71,003 sqft
Garage Type	Built-in
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Deck Area	32 sqft
Patio Area	169 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	157400
Street Address	135 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	BEECHES
Legal Block	87
Legal Lot Number	35
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2004
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 RIDGE RD, RUMSON, NJ 07760-1044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed, Transfer · Conventional Mortgage CITIBANK NYS
Aug 8, 2017	Loan Modification, Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	202645801
Deed Book / Page	9796 / 6512
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 5, 2026
Property Address	135 RIDGE RD, RUMSON, NJ 07760-1044
Document Number	0000045801
Book / Page	9796 / 6512
Instrument Date	May 20, 2026
Instrument	202645801
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,502,842.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 RIDGE RD, RUMSON, NJ 07760-1044

Mortgage

Document Number	0000045802,
Date	Jun 5, 2026
Instrument	202645802

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	135 RIDGE RD, RUMSON, NJ 07760-1044
Document Number	0000104811
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	PREMIER SERVICES ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 RIDGE RD RUMSON NJ 077601044, RUMSON, NJ 07760-1044

Mortgage

Document Number	0000104811
Date	Oct 25, 2017
Book Page	009255/005557
Instrument	104811

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	1720 STATE ROUTE 23, WAYNE, NJ 07470-7524

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,649,400 (+11.68%) Land $1,831,600 Building $1,817,800	$3,649,400 (+11.68%) Land $1,831,600 Building $1,817,800
2025	$34,277.00 (+2.31%)	$3,267,600 (+15.84%) Land $1,703,300 Building $1,564,300	$3,267,600 (+15.84%) Land $1,703,300 Building $1,564,300
2024	$33,502.00 (+3.08%)
2023		$2,820,700 Land $1,516,000 Building $1,304,700	$2,820,700 Land $1,516,000 Building $1,304,700
2022	$32,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1992–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures