131 Pine St, Howard, PA 16841 Property Records

Centre County property record for 131 Pine St, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (May 2019)
Tax Bill	$2,590 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2006 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-012-,013-,0000`

Property Details

APN / Parcel Number

Primary APN	`14-012-,013-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	131 PINE ST
City	HOWARD
State	PA
Zip	16841-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2024
Census Tract	10700

Owner

Source: Centre County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	131 PINE ST, HOWARD, PA 16841-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage JERSEY SHORE STATE BANK
Sep 21, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JPMORGAN CHASE BANK NA
Aug 5, 2008	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
May 20, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 14, 2019	Deed, Transfer · Conventional Mortgage CORE MORTGAGE SERVICES LLC
Jun 6, 2018	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Mar 2, 2016	Special Master Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Book / Page	2232 / 130
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0176000841
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02213/0916
Date	Apr 9, 2018
Book Page	2213/0916

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01973/0011
Date	Sep 21, 2006
Book Page	1973/0011

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0090
Date	Aug 5, 2008
Book Page	2017/0090

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2028

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02080/0010
Date	May 20, 2011
Book Page	2080/0010

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	May 14, 2019
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Document Number	02232/0130
Book / Page	2232 / 0130
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL SETMNT SVCS OF PA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE ST, HOWARD, PA 16841-4135

Mortgage

Document Number	0002232131
Date	May 14, 2019
Instrument	2232/131

Lender

Name	CORE MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 6, 2018
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Document Number	02216/0963
Book / Page	2216 / 0963
Map Reference	DOC R-02176-0841
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE ST, HOWARD, PA 16841-4135

Mortgage

Document Number	0002216964
Date	Jun 6, 2018
Instrument	2216/964

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.42%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.42%
Index	1-Year LIBOR
Max Rate	9.42%

March 2016: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	CENTRE PA
Recording Date	Mar 2, 2016
Property Address	131 PINE ST, HOWARD, PA 16841-4135
Document Number	02176/0841
Book / Page	2176 / 0841
Instrument Date	Feb 26, 2016
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1954 E COLLEGE AVE, BELLEFONTE, PA 16823-7640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PINE ST, HOWARD, PA 16841-4135

Mortgage

Document Number	0021760842
Date	Mar 2, 2016
Instrument	2176/0842

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Centre County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,590.00 (+7.69%)	$39,670 (-) Land $5,000 Building $34,670
2025			$79,340 (-) Land $10,000 Building $69,340
2024	$2,405.00	$39,670 Land $5,000 Building $34,670
1994			$79,340 Land $10,000 Building $69,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW NITTANY private · serves 1,515 people · EPA ID PA4140081
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: River Valley Internet, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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