138 Pine St, Howard, PA 16841 Property Records

Centre County property record for 138 Pine St, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (May 2017)
Tax Bill	$2,187 (2026)
Deeds & Mortgages	Jul 2022 Second Mortgage Nov 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-012-,026A,0000`

Property Details

APN / Parcel Number

Primary APN	`14-012-,026A,0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 PINE ST
City	HOWARD
State	PA
Zip	16841-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODLAND PARK DEVELOPMENT
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2019
Census Tract	10700

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 PINE ST, HOWARD, PA 16841-4135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TITAN FCU
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
May 12, 2017	Special Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 6, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	May 8, 2013 · Amount on Record
Deed Book / Page	2198 / 712
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	138 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002296/148
Date	Jul 22, 2022
Book Page	2296/148

Lender

Name	TITAN FCU
Type	Credit Union
Address	BELLEFONTE, PA 16823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 14, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	138 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2241/0759
Date	Nov 15, 2019
Book Page	2241/0759

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	HOWARD, PA 16841

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	138 PINE ST, HOWARD, PA 16841-4135
Transaction Type	Mortgage
Record Updated	Oct 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2239/0408
Date	Oct 2, 2019
Book Page	2239/0408

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	May 12, 2017
Property Address	138 PINE ST, HOWARD, PA 16841-4135
Document Number	02198/0712
Book / Page	2198 / 0712
Map Reference	MB 2192 PG 933
Instrument Date	Apr 25, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINE ST, HOWARD, PA 16841-4135

Mortgage

Document Number	2198/0713
Date	May 12, 2017
Book Page	2198/0713

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jan 6, 2017
Property Address	138 PINE ST, HOWARD, PA 16841-4135
Document Number	02192/0933
Book / Page	2192 / 0933
Instrument Date	Dec 24, 2016
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 W MARKET ST, 450, POTTSVILLE, PA 17901-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WOODRIDGE DR, CRANBERRY TWP, PA 16066-5773

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,187.00 (+7.68%)	$33,495 (-) Land $5,000 Building $28,495
2025			$66,990 (-) Land $10,000 Building $56,990
2024	$2,031.00	$33,495 Land $5,000 Building $28,495
1994			$66,990 Land $10,000 Building $56,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW NITTANY private · serves 1,515 people · EPA ID PA4140081
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: River Valley Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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