Black Hawk County property record for 131 Letsch Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,491 sqft Living Area |
| Lot Size | 16,530 sqft (0.379 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2020) |
| Tax Bill | $4,276.00 (2025) |
| Primary APN | 8913-21-127-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,491 sqft Living Area |
| 1st Floor | 1,139 sqft 1st Floor |
| Basement Area | 1,139 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Unfinished Basement | 1,139 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,530 sqft (0.379 acres) |
| Depth X Width | 160 ft x 120 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 280 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 131 LETSCH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1746 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY CASTLE HILL LOT 71 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | PLEASANT VALLEY CASTLE HILL |
| Legal Lot Number | 71 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-127-020
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Jun 16, 2020 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Jan 15, 2013 · Amount on Record |
| Deed Doc Number | 202022811 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 03, 2026 |
| Property Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Document Number | 0000004465 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20264465 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Document Number | 0000004465, |
|---|---|
| Date | Apr 03, 2026 |
| Instrument | 20264465 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000022152 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 202000022152 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202200005471 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 202200005471 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 24, 2020 |
| Property Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Document Number | 202000022811 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 202000022811 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 LETSCH RD, WATERLOO, IA 50701-1746 |
| Document Number | 202000022812 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 202000022812 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,276.00 Homeowner's exemption | $228,530 (+10.23%) Land $38,290 Building $190,240 | $228,530 (+10.23%) Land $38,290 Building $190,240 |
| 2024 | $4,276.00 (+10.49%) | ||
| 2023 | $207,330 (+17.66%) Land $38,290 Building $169,040 | $207,330 (+17.66%) Land $38,290 Building $169,040 | |
| 2022 | $3,870.00 | $176,210 Land $38,290 Building $137,920 | |
| 2021 | $176,210 Land $38,290 Building $137,920 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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