Black Hawk County property record for 161 Letsch Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,096 sqft Living Area |
| Lot Size | 11,200 sqft (0.257 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,226.00 (2025) |
| Primary APN | 8913-21-127-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 3 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,096 sqft Living Area |
| 1st Floor | 1,096 sqft 1st Floor |
| Basement Area | 1,096 sqft Basement |
| Finished Basement | 598 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,200 sqft (0.257 acres) |
| Depth X Width | 160 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 161 LETSCH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1746 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY CASTLE HILL LOT 67 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | PLEASANT VALLEY CASTLE HILL |
| Legal Lot Number | 67 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-127-016
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 LETSCH RD, WATERLOO, IA 50701-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 17, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) VERIDIAN CREDIT UNION |
| Aug 03, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Feb 13, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 28, 2012 |
| Transfer Doc | 2012022260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 161 LETSCH RD, WATERLOO, IA 50701-1746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202602672 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026-02672 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 161 LETSCH RD, WATERLOO, IA 50701-1746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900000837 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 201900000837 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Aug 01, 2028 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 161 LETSCH RD, WATERLOO, IA 50701-1746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900001967 |
|---|---|
| Date | Aug 03, 2018 |
| Instrument | 201900001967 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 113 Months |
| Due | Jan 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 161 LETSCH RD, WATERLOO, IA 50701-1746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000014137 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 202000014137 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,226.00 Homeowner's exemption | $175,550 (+10.46%) Land $25,480 Building $150,070 | $175,550 (+10.46%) Land $25,480 Building $150,070 |
| 2024 | $3,226.00 (+17.57%) | ||
| 2023 | $158,920 (+18.78%) Land $25,480 Building $133,440 | $158,920 (+18.78%) Land $25,480 Building $133,440 | |
| 2022 | $2,744.00 Homeowner's exemption | $133,790 Land $25,480 Building $108,310 | |
| 2021 | $133,790 Land $25,480 Building $108,310 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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