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120 Letsch Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 120 Letsch Rd, Waterloo, IA 50701 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1927
Square Footage2,041 sqft Living Area
Lot Size57,276 sqft (1.31 acres)
OccupancyOwner Occupied
Last Sale$136,000 (2016)
Tax Bill$4,924.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-21-101-104
Alternative APN
  • 891321101014

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area2,041 sqft Living Area
1st Floor1,176 sqft 1st Floor
Attic Area529 sqft Attic
Attic1 Attic
Basement Area1,512 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area57,276 sqft (1.31 acres)
Depth X Width333 ft x 172 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area816 sqft Garage

Exterior Amenities

Deck Area621 sqft Deck
Patio Area2,064 sqft Patio
PorchOpen Porch
Porch Area760 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address120 LETSCH RD
CityWATERLOO
StateIA
Zip50701-1747
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAUDITOR WHITNEY ROAD PLAT CASTLE HILL W 266 FT E 291 FT S 172 FT LOT 37 AND AUDITOR WHITNEY ROAD PLAT CASTLE HILL PART OF LOT
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionAUDITOR WHITNEY ROAD PLAT
Legal Lot Number37
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup3
Census Block3013
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-21-101-104

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 LETSCH RD, WATERLOO, IA 50701-1747
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PACIFIC UNION FINANCIAL LLC
Jun 27, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
LOW VA RATES
Apr 05, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleMay 09, 2011 · Amount on Record
Deed Doc Number20162017-00003414
Record RefreshedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address120 LETSCH RD, WATERLOO, IA 50701-1747
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900003079
DateAug 23, 2018
Instrument201900003079
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2048

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address120 LETSCH RD, WATERLOO, IA 50701-1747
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900019668
DateJun 27, 2019
Instrument201900019668
Lender
NameLOW VA RATES
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address120 LETSCH RD, WATERLOO, IA 50701-1747
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200019408
DateApr 05, 2022
Instrument202200019408
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 15, 2032

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,924.00 Homeowner's exemption$271,700 (+10.61%) Land $55,080 Building $216,620$271,700 (+10.61%) Land $55,080 Building $216,620
2024$4,924.00 (+20.86%)
2023$245,630 (+24.19%) Land $55,080 Building $190,550$245,630 (+24.19%) Land $55,080 Building $190,550
2022$4,074.00 Homeowner's exemption$197,780 Land $55,080 Building $142,700
2021$197,780 Land $55,080 Building $142,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 9% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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