131 James St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 131 James St, Schenectady, NY 12304

Property Summary

Property Type	Residential
Lot Size	0.083 acres (3,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (Apr 2018)
Tax Bill	$776 (2026)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.60-5-41`

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-5-41`
Alternative APN	`150004906000050410000000`

Exterior

Lot Area	3,596 sqft (0.083 acres)
Lot Dimensions	103 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	131 JAMES ST
City	SCHENECTADY
State	NY
Zip	12304
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	03 - MULTI
Legal Description	LOT AND GARAGE
Legal Block	5
Legal Lot Number	41.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 JAMES ST, SCHENECTADY, NY 12304-1307
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	201814131
Deed Book / Page	1984 / 348
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000014131
Record Updated	Oct 29, 2026

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 3, 2025
Property Address	131 JAMES ST, SCHENECTADY, NY 12304
Document Number	0000023866
Instrument Date	Sep 19, 2025
Instrument	202523866
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 JAMES ST, SCHENECTADY, NY 12304-1307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JAMES ST, SCHENECTADY, NY 12304-1307

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$776.00 (+0.78%)
2025	$770.00 (+1.05%)	$18,800 (-) Land $11,100 Building $7,700	$31,131 (+13.35%) Land $18,381 Building $12,750
2024		$18,800 (-) Land $11,100 Building $7,700	$27,465 (+15.41%) Land $16,216 Building $11,249
2023		$18,800 (-) Land $11,100 Building $7,700	$23,797 (+3.79%) Land $14,050 Building $9,747
2022		$18,800 Land $11,100 Building $7,700	$22,927 Land $13,537 Building $9,390
2021	$762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880