Schenectady County and Schenectady City property record for 130 James St, Schenectady, NY 12304
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,228 sqft · built 1906 |
| Lot Size | 0.162 acres (7,070 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,944 (2026) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.60-5-49.1 |
| Primary APN | 421500 49.60-5-49.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Total Area |
| 1st Floor Area | 1,114 sqft |
| 2nd Floor Area | 1,114 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,070 sqft (0.162 acres) |
| Lot Dimensions | 101 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 492 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 130 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1308 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | & 66 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 49.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20700 |
130 James St, a triplex, is owned and occupied by an individual.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 JAMES ST, SCHENECTADY, NY 12304-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 1, 2025 |
| Property Address | 130 JAMES ST, SCHENECTADY, NY 12304-1308 |
| Document Number | 0000028139 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 202528139 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 JAMES ST, SCHENECTADY, NY 12304-1308 |
| Name | Verified Name |
|---|---|
| Address | 3 FENIMORE TRACE APTS APT J, J, WATERVLIET, NY 12189-1700 |
The 2026 property tax bill for 130 James St was $6,944, up 4.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,944.00 (+4.17%) | ||
| 2025 | $6,666.00 | $97,600 (-) Land $14,600 Building $83,000 | $161,616 (+13.35%) Land $24,176 Building $137,440 |
| 2024 | $97,600 (-) Land $14,600 Building $83,000 | $142,586 (+15.41%) Land $21,329 Building $121,257 | |
| 2023 | $97,600 (-) Land $14,600 Building $83,000 | $123,544 (+3.8%) Land $18,481 Building $105,063 | |
| 2022 | $97,600 Land $14,600 Building $83,000 | $119,024 Land $17,805 Building $101,219 | |
| 2021 | $6,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures