127 James St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 127 James St, Schenectady, NY 12302

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,008 sqft · built 1863
Lot Size0.17 acres (7,430 sqft)
Owner2 Individual Names on Record
Tax Bill$4,967 (2026)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.36-2-50

Property Details

APN / Parcel Number

Primary APN422201 38.36-2-50
Alternative APNs
  • 220103803600020500000000
  • A05613

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,008 sqft Total Area
1st Floor Area1,004 sqft
2nd Floor Area1,004 sqft

Exterior

Year BuiltBuilt 1863
Effective Year BuiltEffective 1863
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,430 sqft (0.17 acres)
Lot Dimensions127 ft deep x 58.5 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA05613
Street Address127 JAMES ST
CitySCHENECTADY
StateNY
Zip12302-2216
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRES
Legal DescriptionJAMES COLLINS L18 HLG
Legal Block2
Legal Lot Number50.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3008
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address86 BALDWIN RD, SCHENECTADY, NY 12302-3814
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address127 JAMES ST, SCHENECTADY, NY 12302-2216
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 BALDWIN RD, GLENVILLE, NY 12302-3814

Mortgage

Document Number0000039604
DateAug 13, 2021
Book Page5131/305
Instrument202139604
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount Recorded
Term120 Months
DueAug 15, 2031

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,967.00 (+2.56%)
2025$4,843.00$95,000 (-) Land $16,300 Building $78,700$172,727 (+23.64%) Land $29,636 Building $143,091
2023$95,000 Land $16,300 Building $78,700$139,706 Land $23,971 Building $115,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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