Iredell County property record for 131 Grain Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,153 sqft · built 2005 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2022) |
| Tax Bill | $1,530 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3796-00-6171.000 |
| Primary APN | 3796-00-6171.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,153 sqft Heated Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Width | 115 ft Width |
| Deck Area | 100 sqft |
| Patio Area | 380 sqft |
| Storage Building | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80092622 |
|---|---|
| Street Address | 131 GRAIN DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L30 CAIN ROAD ESTATES PB 40-47 PH 3 |
| Legal Subdivision | CAIN ROAD |
| Legal Lot Number | 30 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61101 |
131 Grain Dr is owned and occupied by an individual who bought it in May 2022.
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 21, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| May 11, 2018 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| May 8, 2018 | Quit Claim Deed, Transfer TIMIOS INC |
| Apr 18, 2018 | Grant Deed, Transfer TIMIOS INC |
| Sep 25, 2017 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Book / Page | 2918 / 2494 |
| Prior Transfer Date | Jul 21, 2015 |
| Prior Transfer Doc | 23720261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | May 12, 2022 |
| Property Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 0029182494 |
| Book / Page | 2918 / 2494 |
| Map Reference | MB 40 PG 47 |
| Instrument Date | May 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 CONE DR UNIT 320, 320, HAW RIVER, NC 27258-9699 |
| Name | Verified Name |
|---|---|
| Address | 32 LAWNWOOD DR, CHICO, CA 95926-2055 |
| Document Number | 0029182497 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2918/2497 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 26061159 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 GRAIN DR STONY POINT NC 286788900, STONY POINT, NC 28678-8900 |
| Document Number | 26061159 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 002606/001159 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 2557547 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 131 GRAIN DR STONY POINT NC 286788900, STONY POINT, NC 28678-8900 |
| Document Number | 2557547 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 002557/000547 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | May 8, 2018 |
| Property Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 2554255 |
| Book / Page | 002554 / 000255 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 GRAIN DR STONY POINT NC 286788900, STONY POINT, NC 28678-8900 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 18, 2018 |
| Property Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 2550174 |
| Book / Page | 002550 / 000174 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | TIMIOS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 GRAIN DR STONY POINT NC 286788900, STONY POINT, NC 28678-8900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 131 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 25152251 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 131 GRAIN DR STONY POINT NC 286788900, STONY POINT, NC 28678-8900 |
| Document Number | 25152251 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 002515/002251 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 131 Grain Dr was $1,530.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,180 (-) Land $25,000 Building $224,180 | $249,180 (-) Land $25,000 Building $224,180 | |
| 2025 | $1,530.00 | $249,180 (-) Land $25,000 Building $224,180 | $249,180 (-) Land $25,000 Building $224,180 |
| 2024 | $1,530.00 | $249,180 (-) Land $25,000 Building $224,180 | $249,180 (-) Land $25,000 Building $224,180 |
| 2023 | $1,530.00 (+37.96%) | $249,180 (+49.05%) Land $25,000 Building $224,180 | $249,180 (+49.05%) Land $25,000 Building $224,180 |
| 2022 | $1,109.00 | $167,180 Land $17,000 Building $150,180 | $167,180 Land $17,000 Building $150,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Grain Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Grain Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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