114 Grain Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 114 Grain Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2004
Lot Size	0.671 acres (29,229 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2006)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3796-00-4467.000`

Property Details

APN / Parcel Number

Primary APN	`3796-00-4467.000`
Alternative APNs	`80011794` `80094912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Heated Area
Gross Area	2,290 sqft
1st Floor Area	1,782 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	29,229 sqft (0.671 acres)
Lot Width	134 ft Width

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	276 sqft
Patio Area	276 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80094912
Street Address	114 GRAIN DR
City	STONY POINT
State	NC
Zip	28678-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L25 CAIN ROAD ESTATES PB 40-47 PH 3
Legal Subdivision	CAIN ROAD
Legal Lot Number	25
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2000
Census Tract	61101

Owner

114 Grain Dr is owned and occupied by an individual who acquired it in August 2022.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	114 GRAIN DR, STONY POINT, NC 28678-8900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 22, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2006 · Amount on File
Deed Sale	Apr 20, 2006 · Amount on File
Prior Sale	Jun 22, 2004 · Amount on File
Deed Book / Page	1740 / 1379
Last Transfer Date	Aug 1, 2022
Transfer Doc	0029372465
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Aug 5, 2022
Property Address	114 GRAIN DR, STONY POINT, NC 28678-8900
Document Number	0029372465
Book / Page	2937 / 2465
Map Reference	MB 40 PG 47
Instrument Date	Aug 1, 2022
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 GRAIN DR, 114, STONY POINT, NC 28678-8900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GRAIN DR, STONY POINT, NC 28678-8900

Mortgage

Document Number	0029372467
Date	Aug 5, 2022
Instrument	2937/2467

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	114 GRAIN DR, STONY POINT, NC 28678-8900
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28331992
Date	Jul 20, 2021
Book Page	2833/1992

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	114 GRAIN DR, STONY POINT, NC 28678-8900
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GRAIN DR, STONY POINT, NC 28678-8900

Mortgage

Document Number	27981991
Date	Mar 31, 2021
Book Page	2798/1991

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jul 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	114 GRAIN DR, STONY POINT, NC 28678-8900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25622208
Date	Jun 22, 2018
Book Page	2562/2208

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 114 Grain Dr was $1,254.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,420 (-) Land $25,000 Building $177,420	$202,420 (-) Land $25,000 Building $177,420
2025	$1,254.00	$202,420 (-) Land $25,000 Building $177,420	$202,420 (-) Land $25,000 Building $177,420
2024	$1,254.00	$202,420 (-) Land $25,000 Building $177,420	$202,420 (-) Land $25,000 Building $177,420
2023	$1,254.00 (+30.22%)	$202,420 (+40.64%) Land $25,000 Building $177,420	$202,420 (+40.64%) Land $25,000 Building $177,420
2022	$963.00	$143,930 Land $17,000 Building $126,930	$143,930 Land $17,000 Building $126,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Grain Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Grain Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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