Iredell County property record for 113 Grain Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,416 sqft · built 2005 |
| Lot Size | 0.622 acres (27,094 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jan 2007) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3796-00-7425.000 |
| Primary APN | 3796-00-7425.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,416 sqft Heated Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 27,094 sqft (0.622 acres) |
| Lot Width | 115 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 192 sqft |
| Patio Area | 140 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77452900 |
|---|---|
| Street Address | 113 GRAIN DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L27 CAIN ROAD ESTATES PB 40-47 PH 3 |
| Legal Subdivision | CAIN ROAD |
| Legal Lot Number | 27 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61101 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 GRAIN DR, STONY POINT, NC 28678-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2007 · Amount on Record |
| Deed Sale | Jan 31, 2007 · Amount on Record |
| Deed Book / Page | 1820 / 1488 |
| Prior Transfer Date | Aug 25, 2006 |
| Prior Transfer Doc | 17781197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 113 GRAIN DR, STONY POINT, NC 28678-8900 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 28721658 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 2872/1658 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 113 GRAIN DR, STONY POINT, NC 28678-8900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 276730 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 2767/30 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 113 GRAIN DR, STONY POINT, NC 28678-8900 |
| Document Number | 26421863 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 GRAIN DR STONY POINT NC 286788900, STONY POINT, NC 28678-8900 |
| Document Number | 26421863 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 002642/001863 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,350 (-) Land $25,000 Building $220,350 | $245,350 (-) Land $25,000 Building $220,350 | |
| 2025 | $1,507.00 | $245,350 (-) Land $25,000 Building $220,350 | $245,350 (-) Land $25,000 Building $220,350 |
| 2024 | $1,507.00 | $245,350 (-) Land $25,000 Building $220,350 | $245,350 (-) Land $25,000 Building $220,350 |
| 2023 | $1,507.00 (+31.5%) | $245,350 (+41.74%) Land $25,000 Building $220,350 | $245,350 (+41.74%) Land $25,000 Building $220,350 |
| 2022 | $1,146.00 | $173,100 Land $17,000 Building $156,100 | $173,100 Land $17,000 Building $156,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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