131 Gildner Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 131 Gildner Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,904 sqft · built 1979
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$5,801 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353289 293.00-04-20`

Property Details

APN / Parcel Number

Primary APN	`353289 293.00-04-20`
Alternative APN	`328929300000040200000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	60,000 sqft (1.37 acres)
Lot Dimensions	200 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	782 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	131 GILDNER RD
City	CENTRAL SQUARE
State	NY
Zip	13036-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LHE 10 200-030-000
Legal Subdivision	GILDNER HEIGHTS TRACT
Legal Block	4
Legal Lot Number	20.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1038
Census Tract	20707

Owner

131 Gildner Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 3, 2017	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jan 3, 2017 · Amount on File
Deed Document Number	20217862
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0000005540
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 9, 2021
Property Address	131 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Document Number	0000007862
Instrument Date	Jul 6, 2021
Instrument	R-2021-007862
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 GILDNER RD, 192, CENTRAL SQUARE, NY 13036-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 LISMORE CT, INDEPENDENCE, KY 41051-8016

Mortgage

Document Number	0000007863
Date	Jul 9, 2021
Instrument	R-2021-007863

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 3, 2017
Property Address	131 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Document Number	0000000029
Map Reference	PL 4
Instrument Date	Dec 13, 2016
Instrument	R-2017-000029
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 ROSIN CUP CIR, 50, SANTA ROSA BEACH, FL 32459-7116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 COUNTY ROUTE 32, HASTINGS, NY 13076-3154

Mortgage

Document Number	0000000030
Date	Jan 3, 2017
Instrument	R-2017-000030

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 131 Gildner Rd was $5,801, up 2.2% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,801.00 (+2.2%)
2025	$5,676.00	$200,000 Land $21,000 Building $179,000	$266,667 Land $28,000 Building $238,667
2023		$200,000 Land $21,000 Building $179,000	$232,558 Land $24,419 Building $208,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Gildner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Jan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Gildner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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