147 Gildner Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 147 Gildner Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1986
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Aug 2026)
Tax Bill	$3,963 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`353289 293.00-04-22.01`

Property Details

APN / Parcel Number

Primary APN	`353289 293.00-04-22.01`
Alternative APN	`328929300000040220100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	500 sqft
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	147 GILDNER RD
City	CENTRAL SQUARE
State	NY
Zip	13036-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LHE 11 587-001-000
Legal Subdivision	F L 11 IN L HOMMEDIEUS 2ND LOCATION
Legal Block	4
Legal Lot Number	22.010
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1038
Census Tract	20707

Owner

147 Gildner Rd is owned and occupied by an individual who bought it in August 2026.

Source: Oswego County and Hastings Town records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3774 STATE ROUTE 31, 711, LIVERPOOL, NY 13090-1389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 10, 2025	Deed, Transfer INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Sep 10, 2025 · Amount on File
Deed Document Number	2026R-2026-007068
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 6, 2026
Property Address	147 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Document Number	0000007068
Instrument Date	Jul 29, 2026
Instrument	20267068
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 6, 2026

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 10, 2025
Property Address	147 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Document Number	0000007865
Instrument Date	Sep 10, 2025
Instrument	R-2025-007865
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 GILDNER RD, CENTRAL SQUARE, NY 13036-2102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 GILDNER RD, CENTRAL SQUARE, NY 13036-2102

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	147 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 GILDNER RD, CENTRAL SQUARE, NY 13036-2102

Mortgage

Document Number	0000003493
Date	Apr 8, 2022
Instrument	R-2022-003493

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 147 Gildner Rd was $3,963 with exemptions applied, up 1.9% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,963.00 (+1.93%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$3,888.00 (-0.74%)	$141,000 (-) Land $18,000 Building $123,000	$188,000 (+6.67%) Land $24,000 Building $164,000
2024	$3,917.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$141,000 (-) Land $18,000 Building $123,000	$176,250 (+7.5%) Land $22,500 Building $153,750
2023		$141,000 Land $18,000 Building $123,000	$163,953 Land $20,930 Building $143,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 147 Gildner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Jan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Gildner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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