123 Gildner Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 123 Gildner Rd, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,817 sqft · built 1980
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Jun 2010)
Tax Bill$4,428 (2026)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN353289 293.00-04-21

Property Details

APN / Parcel Number

Primary APN353289 293.00-04-21
Alternative APN
  • 328929300000040210000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,817 sqft Living Area
1st Floor Area1,219 sqft
Basement Area598 sqft
Finished Basement598 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeDetached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address123 GILDNER RD
CityCENTRAL SQUARE
StateNY
Zip13036-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLHE 8 200-088-000
Legal SubdivisionGILDNER HEIGHTS TRACT
Legal Block4
Legal Lot Number21.000
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1038
Census Tract20707

Owner

123 Gildner Rd is owned and occupied by an individual who bought it in June 2010.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address123 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2010 · Amount on File
Deed SaleJun 3, 2010 · Amount on File
Deed Document Number20104650
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address123 GILDNER RD, CENTRAL SQUARE, NY 13036-2102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003436
DateMay 1, 2020
InstrumentR-2020-003436
Lender
NameMANUFACTURERS AND TRADERS TRUST COMPANY
TypeNon-Lending Institution
AddressCENTRAL SQUARE, NY 13036
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 123 Gildner Rd was $4,428, up 2.1% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,428.00 (+2.12%)
2025$4,336.00$152,000 Land $18,000 Building $134,000$202,667 Land $24,000 Building $178,667
2023$152,000 Land $18,000 Building $134,000$176,744 Land $20,930 Building $155,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Gildner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimJan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Gildner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gildner Rd

Nearby Streets

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