131 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 131 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,145 sqft · built 2018
Lot Size	0.082 acres (3,600 sqft)
Owner	Company Name on Record
Tax Bill	$9,481 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-270-390-000`

Property Details

APN / Parcel Number

Primary APN	`262-270-390-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	3,600 sqft (0.082 acres)
Garage Type	Mixed
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	131 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	131 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 24, 2018	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jul 24, 2018 · Amount on Record
Last Transfer Date	Feb 3, 2025
Transfer Doc	0000008236
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	131 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000019495
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E RAMSEY DR MOUNTAIN HOUSE CA 953918812, MOUNTAIN HOUSE, CA 95391-8812

Mortgage

Document Number	0000019495
Date	Feb 13, 2020
Instrument	19495

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 24, 2018
Property Address	131 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000081536
Instrument Date	Jul 9, 2018
Instrument	81536
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E RAMSEY DR MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	81537
Date	Jul 24, 2018
Instrument	81537

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	131 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,481.00 (+4.55%) Homeowner's exemption	$580,270 (+4.04%) Land $133,860 Building $446,410
2023	$9,068.00 (+2.15%) Homeowner's exemption	$557,739 Land $128,663 Building $429,076
2022	$8,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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