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146 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 146 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property TypeZero Lot Line
Details4 bd · 3 ba · 1,972 sqft · built 2024
Lot Size0.057 acres (2,505 sqft)
OwnerIndividual Name on Record
Last Sale$890,000 (Mar 2024)
Tax Bill$12,380 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN262-580-370-000

Property Details

APN / Parcel Number

Primary APN262-580-370-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,972 sqft Living Area

Exterior

Year BuiltBuilt 2024
Construction TypeWood
Lot Area2,505 sqft (0.057 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address146 E RAMSEY DR
CityMOUNTAIN HOUSE
StateCA
Zip95391-8875
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Legal DescriptionLOT 147 LANGSTON II, TRACT NO. 4047
Legal Tract4047
Legal Lot Number147
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1043
Census Tract5223

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address146 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
TRI VALLEY HOME LOANS LLC
Mar 26, 2024Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Deed Document Number2024-024692
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address146 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8875
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 E RAMSEY DR, TRACY, CA 95391-8875

Mortgage

Document Number0000106335
DateNov 24, 2025
Instrument2025-106335
Lender
NameTRI VALLEY HOME LOANS LLC
TypeMortgage Company
AddressFAIR OAKS, CA 95628
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

March 2024: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 26, 2024
Property Address146 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8875
Document Number0000024692
Map ReferenceMB 43 PG 187
Instrument DateMar 1, 2024
Instrument2024-024692
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 8, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address146 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8875

Mortgage

Document Number0000024693
DateMar 26, 2024
Instrument2024-024693
Lender
NameSHEA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,380.00 (+3,906.47%) Homeowner's exemption$896,088 (+3,588.67%) Land $265,200 Building $630,888
2023$309.00 (+1.31%)$24,293 Land $24,293
2022$305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Matrix Broadband
Fixed Wireless		400 / 80
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

May also be available: Verizon.

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