107 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 107 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 2018
Lot Size	0.082 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,500 (Nov 2018)
Tax Bill	$9,908 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-270-350-000`

Property Details

APN / Parcel Number

Primary APN	`262-270-350-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	3,600 sqft (0.082 acres)
Garage Type	Mixed
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	107 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERISAVE MTG
May 17, 2019	Deed of Trust, Mortgage LOANLOCK
Nov 6, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2018-122605
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	107 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000185507
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E RAMSEY DR TRACY CA 953918812, TRACY, CA 95391-8812

Mortgage

Document Number	0000185507
Date	Dec 31, 2020
Instrument	185507

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	107 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000040740
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E RAMSEY DR TRACY CA 953918812, TRACY, CA 95391-8812

Mortgage

Document Number	0000040740
Date	Apr 2, 2020
Instrument	40740

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	107 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000052756
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E RAMSEY DR MOUNTAIN HOUSE CA 953918812, MOUNTAIN HOUSE, CA 95391-8812

Mortgage

Document Number	0000052756
Date	May 22, 2019
Instrument	52756

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 6, 2018
Property Address	107 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000122605
Instrument Date	Sep 6, 2018
Instrument	122605
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3670 ANDREWS DR #103 PLEASANTON CA 945883066, 103, PLEASANTON, CA 94588-3066

Mortgage

Document Number	122606
Date	Nov 6, 2018
Instrument	122606

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Mortgage

Document Number	122607,
Date	Nov 6, 2018
Instrument	122607

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	107 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8812
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,908.00 (+4.53%)	$601,515 (+4.04%) Land $133,860 Building $467,655
2023	$9,479.00 (+2.14%)	$578,160 Land $128,663 Building $449,497
2022	$9,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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