131 Downy Dr, Hampstead, NC 28443 Property Records

Pender County property record for 131 Downy Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,531 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jul 2022)
Tax Bill	$2,795 (2022)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3293-00-0817-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-00-0817-0000`
Alternative APN	`980753`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	131 DOWNY DR
City	HAMPSTEAD
State	NC
Zip	28443-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMCD2
Legal Description	LT 137 PB 62/64 SPARROWS BEND PH I
Legal Subdivision	SPARROWS BEND SUBDIVISION
Legal Phase	1
Legal Lot Number	137
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1022
Census Tract	920203

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 DOWNY DR, HAMPSTEAD, NC 28443-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Line of Credit PENNCREST BANK
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP
Oct 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 5, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	202220104957
Deed Book / Page	4793 / 686
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	0046952656
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 12, 2022
Property Address	131 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0047930686
Book / Page	4793 / 686
Map Reference	MB 62 PG 64-66
Instrument Date	Jul 12, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 HAMPTON CT, 116, HAMPSTEAD, NC 28443-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 DOWNY DR, HAMPSTEAD, NC 28443-1527

Mortgage

Document Number	0047930690
Date	Jul 12, 2022
Instrument	4793-0690

Lender

Name	PENNCREST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Sep 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	131 DOWNY DR, HAMPSTEAD, NC 28443-1527
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047232583
Date	Sep 4, 2020
Book Page	4723/2583

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Oct 22, 2019
Property Address	131 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0046952656
Book / Page	004695 / 002656
Instrument Date	Oct 16, 2019
Instrument	20055284
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 5, 2019
Property Address	131 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0046901873
Book / Page	004690 / 001873
Instrument Date	Jul 22, 2019
Instrument	20052325
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$689.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	131 DOWNY DR HAMPSTEAD NC 284431527, HAMPSTEAD, NC 28443-1527

Mortgage

Document Number	46901875
Date	Aug 5, 2019
Book Page	004690/001875
Instrument	20052326

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$501,994 (+62.28%) Land $18,535 Building $483,459	$501,994 (+62.28%) Land $18,535 Building $483,459
2023		$309,338 (-) Land $49,104 Building $260,234	$309,338 (-) Land $49,104 Building $260,234
2022	$2,795.00	$309,338 Land $49,104 Building $260,234	$309,338 Land $49,104 Building $260,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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