118 Downy Dr, Hampstead, NC 28443 Property Records

Pender County property record for 118 Downy Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,829 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2019)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3293-01-1070-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-01-1070-0000`
Alternative APNs	`000029527` `981941`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,829 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000029527
Street Address	118 DOWNY DR
City	HAMPSTEAD
State	NC
Zip	28443-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-CD2
Legal Description	LT 116 PB 62/64 SPARROWS BEND PH I
Legal Subdivision	SPARROWS BEND SUB PH 1
Legal Phase	1
Legal Lot Number	116
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1018
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	118 DOWNY DR, HAMPSTEAD, NC 28443-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Apr 11, 2019	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	0003074699
Deed Book / Page	307 / 4699
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 4, 2019
Property Address	118 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0046990307
Book / Page	4699 / 0307
Map Reference	MB 62 PG 64-66
Instrument Date	Dec 2, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 DOWNY DR, HAMPSTEAD, NC 28443-1527

Mortgage

Document Number	0004699309
Date	Dec 4, 2019
Instrument	4699/309

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Recording Date	Apr 11, 2019
Property Address	118 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0046822022
Book / Page	004682 / 002022
Instrument Date	Apr 11, 2019
Instrument	20047771
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	VIOLETEAR RDG HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443
Investor	Possibly a Property Investor

Mortgage

Document Number	46822022
Date	Apr 11, 2019
Book Page	004682/002022
Instrument	20047771

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (+578.61%)	$370,046 (+46.38%) Land $15,730 Building $354,316	$370,046 (+46.38%) Land $15,730 Building $354,316
2023		$252,793 (+461.61%) Land $45,012 Building $207,781	$252,793 (+461.61%) Land $45,012 Building $207,781
2022	$374.00	$45,012 Land $45,012	$45,012 Land $45,012

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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