107 Downy Dr, Hampstead, NC 28443 Property Records

Pender County property record for 107 Downy Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,500 (May 2019)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3293-00-1820-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-00-1820-0000`
Alternative APNs	`000029520` `980753`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000029520
Street Address	107 DOWNY DR
City	HAMPSTEAD
State	NC
Zip	28443-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMCD2
Legal Description	LT 135 PB 62/64 SPARROWS BEND PH I
Legal Subdivision	SPARROWS BEND SUBDIVISION
Legal Phase	1
Legal Lot Number	135
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1022
Census Tract	920203

Owner

Source: Pender County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 25, 2024	Deed of Trust, Mortgage SIGNATURE FCU
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Oct 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Deed Book / Page	4685 / 2488
Last Transfer Date	Oct 16, 2019
Transfer Doc	0046952656
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Oct 2, 2026
Property Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0020161882
Book / Page	4904 / 1799
Instrument Date	Sep 28, 2026
Instrument	202620161882
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527

Mortgage

Document Number	0020161882,
Date	Oct 2, 2026
Book Page	4904/1799
Instrument	202620161882

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048350110
Date	Apr 22, 2024
Book Page	4835/110

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048350997
Date	Apr 25, 2024
Book Page	4835/997

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Amount	Amount Recorded
Term	149 Months
Due	Sep 13, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047281204
Date	Oct 19, 2020
Book Page	4728/1204

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Oct 22, 2019
Property Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0046952656
Book / Page	004695 / 002656
Instrument Date	Oct 16, 2019
Instrument	20055284
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 31, 2019
Property Address	107 DOWNY DR, HAMPSTEAD, NC 28443-1527
Document Number	0046852488
Book / Page	004685 / 002488
Instrument Date	May 16, 2019
Instrument	20049668
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	107 DOWNY DR HAMPSTEAD NC 284431527, HAMPSTEAD, NC 28443-1527

Mortgage

Document Number	46852490
Date	May 31, 2019
Book Page	004685/002490
Instrument	20049669

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 (+14.23%)	$524,300 (+82.49%) Land $18,535 Building $505,765	$524,300 (+82.49%) Land $18,535 Building $505,765
2023		$287,308 (-) Land $49,104 Building $238,204	$287,308 (-) Land $49,104 Building $238,204
2022	$2,501.00	$287,308 Land $49,104 Building $238,204	$287,308 Land $49,104 Building $238,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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