St. Johns County property record for 131 Cloverbank Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,484 sqft · built 2021 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $582,000 (Aug 2024) |
| Tax Bill | $6,248 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-2190 |
| Primary APN | 028991-2190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,484 sqft Living Area |
| Gross Area | 3,124 sqft |
| 1st Floor Area | 2,484 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 131 CLOVERBANK RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/36-44 GRAN LAKE PHASE 2 LOT 219 OR6000/623 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 219 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
131 Cloverbank Rd is owned and occupied by an individual who bought it in August 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Aug 8, 2024 | Warranty Deed, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC |
| Sep 1, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2024 · Amount on File |
| Deed Sale | Aug 8, 2024 · Amount on File |
| Prior Sale | Sep 1, 2021 · Amount on File |
| Deed Document Number | 202462641 |
| Deed Book / Page | 6000 / 623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Document Number | 0061971328 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | 6197/1328 |
| Instrument | 2025063039 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 8, 2024 |
| Property Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Document Number | 0060000623 |
| Book / Page | 6000 / 623 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Jul 24, 2024 |
| Instrument | 2024062641 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | UNKNOWN, ST JOHNS BLUE OCEAN TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,074.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 DUSTIN DR, COLUMBIA, MO 65203-9600 |
| Name | Verified Name |
|---|---|
| Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Document Number | 2024062642 |
|---|---|
| Date | Aug 8, 2024 |
| Instrument | 2024062642 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Document Number | 0053580681 |
| Book / Page | 5358 / 681 |
| Map Reference | MB 93 PG 36-44 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021096576 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,838.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 131 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9360 |
| Document Number | 0005358683 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 5358/683 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 131 Cloverbank Rd was $6,248, down 0.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,819 (-0.23%) Land $125,000 Building $351,819 | $476,819 (-0.23%) Land $125,000 Building $351,819 | |
| 2025 | $6,248.00 (-0.86%) Homeowner's exemption | $477,912 (-0.9%) | $477,912 (-0.9%) Land $115,000 Building $362,912 |
| 2024 | $6,302.00 (+5.6%) | $482,261 (+4.08%) | $482,261 (+4.08%) Land $110,000 Building $372,261 |
| 2023 | $5,968.00 (+11.34%) | $463,372 (+15.72%) | $463,372 (+15.72%) Land $106,000 Building $357,372 |
| 2022 | $5,360.00 | $400,422 | $400,422 Land $84,000 Building $316,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Cloverbank Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Cloverbank Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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