1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Cloverbank Rd

93 Cloverbank Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 93 Cloverbank Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,287 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$450,960 (Apr 2021)
Tax Bill$7,824 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jul 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN028991-2210

Property Details

APN / Parcel Number

Primary APN028991-2210

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,287 sqft Living Area
Gross Area3,962 sqft
1st Floor Area2,756 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address93 CLOVERBANK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-9358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 221 OR5247/1420
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number221
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-2210

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address93 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Apr 26, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Aug 07, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Deed Document Number202146265
Deed Book / Page5247 / 1420
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address93 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062590265
DateNov 18, 2025
Book Page6259/265
Instrument2025094199
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address93 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055960988
DateJul 13, 2022
Book Page5596/988
Instrument2022068532
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 12, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 26, 2021
Property Address93 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Document Number0052471420
Book / Page5247 / 1420
Map ReferenceMB 93 PG 36-44
Instrument DateApr 21, 2021
Instrument2021046265
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,157.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358

Mortgage

Document Number0052471422
DateApr 26, 2021
Instrument5247/1422
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 07, 2020
Property Address93 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Document Number0050111327
Book / Page005011 / 001327
Instrument DateAug 07, 2020
Instrument65773
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$8,133.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$610,979 (+2.7%)$636,316 (-2.66%) Land $125,000 Building $511,316
2025$7,824.00 (+11.63%) Homeowner's exemption$594,916 (+2.9%)$653,678 (+1.26%) Land $115,000 Building $538,678
2024$7,009.00 (+14.71%) Homeowner's exemption$578,150 (+15.45%)$645,514 (+15.23%) Land $110,000 Building $535,514
2023$6,110.00 (+2.6%) Homeowner's exemption$500,760 (+3%)$560,200 (+15.23%) Land $106,000 Building $454,200
2022$5,955.00 Homeowner's exemption$486,175$486,175 Land $84,000 Building $402,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 752 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Cloverbank Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures