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166 Cloverbank Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 166 Cloverbank Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,243 sqft · built 2021
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$421,377 (Mar 2021)
Tax Bill$6,255 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN028991-2330

Property Details

APN / Parcel Number

Primary APN028991-2330

Interior

Bedrooms6 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,243 sqft Living Area
Gross Area3,843 sqft
1st Floor Area2,562 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area221 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address166 CLOVERBANK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-9359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 233 OR5197/742
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number233
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1002
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address166 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9359
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Jan 29, 2020Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Jan 30, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Deed Document Number202124214
Deed Book / Page5197 / 742
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 4, 2021
Property Address166 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9359
Document Number0051970742
Book / Page5197 / 742
Map ReferenceMB 93 PG 36-44
Instrument DateFeb 26, 2021
Instrument2021024214
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,949.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address166 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9359

Mortgage

Document Number0005197744
DateMar 4, 2021
Instrument5197/744
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address166 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9359
Document Number0048741676
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742

Mortgage

Document Number0048741676
DateJan 31, 2020
Book Page004874/001676
Instrument7676
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJan 30, 2020
Property Address166 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9359
Document Number0048741474
Book / Page004874 / 001474
Instrument DateJan 28, 2020
Instrument7642
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,865.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491,314 (+2.7%)$534,245 (-2.11%) Land $125,000 Building $409,245
2025$6,255.00 (+11.92%) Homeowner's exemption$478,397 (+2.9%)$545,754 (-2.29%) Land $115,000 Building $430,754
2024$5,589.00 (+1.91%) Homeowner's exemption$464,914 (+3%)$558,538 (+4.09%) Land $110,000 Building $448,538
2023$5,484.00 (+2.68%) Homeowner's exemption$451,373 (+3%)$536,576 (+15.33%) Land $106,000 Building $430,576
2022$5,341.00 Homeowner's exemption$438,226$465,257 Land $84,000 Building $381,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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