131 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 131 Carmen Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,724 sqft · built 1987
Lot Size	0.576 acres (25,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,900 (Dec 2019)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R153979`

Property Details

APN / Parcel Number

Primary APN	`R153979`
Alternative APNs	`00788200303300111` `153979`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,110 sqft (0.576 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	122 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	131 CARMEN DR
City	RED OAK
State	TX
Zip	75154-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 BLK 3 RIDGE CREST ESTS #2 .576 AC
Legal Subdivision	RIDGE CREST ESTS #2
Legal Block	3
Legal Lot Number	33
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3020
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 CARMEN DR, RED OAK, TX 75154-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Dec 12, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	201937460
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000037460
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	131 CARMEN DR, RED OAK, TX 75154-5103
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002113882
Date	Apr 5, 2021
Instrument	2113882

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 12, 2019
Property Address	131 CARMEN DR, RED OAK, TX 75154-5103
Document Number	0000037460
Instrument Date	Dec 11, 2019
Instrument	37460
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 CARMEN DR RED OAK TX 751545103, RED OAK, TX 75154-5103

Mortgage

Document Number	37461
Date	Dec 12, 2019
Instrument	37461

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,378 (-2.64%) Land $95,000 Building $197,378	$292,378 (-2.64%) Land $95,000 Building $197,378
2025	$4,316.00 (+4.28%)	$300,309 (-1.47%) Land $95,000 Building $205,309	$300,309 (-1.47%) Land $95,000 Building $205,309
2024	$4,139.00 (-8.1%)
2023	$4,504.00 (+20.85%)	$304,774 Land $75,000 Building $229,774	$304,774 Land $75,000 Building $229,774
2018	$3,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Nextlink, Verizon.

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